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Items Needed For A Loan Application      
Employment
  • Addresses for two full years
  • Gross monthly income
  • W-2’s, if available
  • Proof of pensions, retirement, disability or Social Security
  • Proof of income from rentals, investments, etc.
  • Year to date pay stub
    If self-employed:
  • Two years 1040 Tax Returns
  • Current year profit and loss statement

Creditors

  • Each creditor’s name, address and type of account
  • Account numbers
  • Monthly payments and approximate balances
  • Amount of child care expenses

 

Banking
  • Names and addresses of saving institutions
  • Account numbers for all accounts
  • Type of accounts and present balances
  • Miscellaneous
  • List of assets in stocks, bonds, land Life insurance cash value (documented if used as cash down payment)
  • If applicant is selling a home, a copy of sales contracts
  • Social Security numbers for all parties
  • Veterans—Certificate of Eligibility & DD-214
  • Cash or check to pay for application fee

Real Estate Agents

  • Copy of sales agreement
  • Copy of listing on property
  • Instructions on how appraiser is to gain entrance

 

Buyers
Why You Should Buy
Buying is An Investment
How We Can Help
Before We Get Started
A Personal Consultation
During Your Home Search
Why Get Prequalified
Helping You View Homes
How We Keep You Informed
Home Inspections
Preparing You For Closing
Understanding Closing Costs
Documents For Loan

Contact Info:
Sandi Schmude
100 NW Englewood Rd.
Kansas City, MO 64118
816-453-9100 ext. 129
816-729-5500 Cell
sandi@homeinkc.com

 

A new Home Is In Your Future      

 

     

Information Request Form

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Last modified: 24-Apr-2007 12:22 PM